Latest Articles from SMSF Property Finance

Check out the latest blog posts from SMSF Property Finance

Featured Articles

Image for How to Structure SMSF Commercial Loans with Multiple Members

19th August 2026

How to Structure SMSF Commercial Loans with Multiple Members

Technical requirements for trustee configurations, borrowing entity structures, and compliance when members hold unequal interests in commercial property acquisitions.

Image for Common Mistakes When Refinancing Related Party SMSF Loans

17th August 2026

Common Mistakes When Refinancing Related Party SMSF Loans

Switching from a related party loan to a commercial lender requires specific compliance steps to protect your LRBA and avoid non-arm's length income treatment.

Image for The Easiest Way to Lock Fixed vs Variable on SMSF Refinance

12th August 2026

The Easiest Way to Lock Fixed vs Variable on SMSF Refinance

Rate structure decisions matter more in SMSF refinance than standard residential loans due to compliance constraints and recourse limits.

Image for Proven Tips to Buy a Warehouse with Your SMSF in Hobart

10th August 2026

Proven Tips to Buy a Warehouse with Your SMSF in Hobart

How Hobart trustees use Self-Managed Super Funds to purchase warehouses under limited recourse borrowing arrangements, including LVR, lease-back rules, and compliance structure.

SMSF Loans (Commercial)

Image for How to Structure SMSF Commercial Loans with Multiple Members

19th August 2026

How to Structure SMSF Commercial Loans with Multiple Members

Technical requirements for trustee configurations, borrowing entity structures, and compliance when members hold unequal interests in commercial property acquisitions.

Image for Proven Tips to Buy a Warehouse with Your SMSF in Hobart

10th August 2026

Proven Tips to Buy a Warehouse with Your SMSF in Hobart

How Hobart trustees use Self-Managed Super Funds to purchase warehouses under limited recourse borrowing arrangements, including LVR, lease-back rules, and compliance structure.

Image for Avoid These SMSF Related Party Lease Mistakes

22nd July 2026

Avoid These SMSF Related Party Lease Mistakes

Market rent requirements when your Self-Managed Super Fund leases commercial property back to your business or a related entity.

Image for Vacancy Risk & SMSF Commercial Loan Serviceability

7th July 2026

Vacancy Risk & SMSF Commercial Loan Serviceability

How lenders assess vacancy risk when your Self-Managed Super Fund borrows to buy commercial property and the impact on borrowing capacity.

SMSF Loan Refinance

Image for Common Mistakes When Refinancing Related Party SMSF Loans

17th August 2026

Common Mistakes When Refinancing Related Party SMSF Loans

Switching from a related party loan to a commercial lender requires specific compliance steps to protect your LRBA and avoid non-arm's length income treatment.

Image for The Easiest Way to Lock Fixed vs Variable on SMSF Refinance

12th August 2026

The Easiest Way to Lock Fixed vs Variable on SMSF Refinance

Rate structure decisions matter more in SMSF refinance than standard residential loans due to compliance constraints and recourse limits.

Image for The easiest way to adjust your SMSF loan term

6th August 2026

The easiest way to adjust your SMSF loan term

Why refinancing gives you control over your loan term, what changed in 2026, and how to avoid triggering a new LRBA.

Image for Common Mistakes in SMSF Loan Refinance Serviceability

4th August 2026

Common Mistakes in SMSF Loan Refinance Serviceability

How lenders assess refinancing applications for Self-Managed Super Fund loans and why the calculation differs from personal lending

Image for How to Refinance an SMSF Loan & Meet ATO Safe Harbour Rules

29th July 2026

How to Refinance an SMSF Loan & Meet ATO Safe Harbour Rules

The specific compliance conditions that determine whether your SMSF loan refinance creates a new arrangement or maintains your existing LRBA under current ATO guidance.

Image for Everything You Need to Know About SMSF Loan Refinance

28th July 2026

Everything You Need to Know About SMSF Loan Refinance

Member balance levels directly affect your borrowing capacity when refinancing an SMSF loan, even when the property hasn't changed.

Image for Unlock the Secrets to SMSF Loan Refinance Costs & Fees

21st July 2026

Unlock the Secrets to SMSF Loan Refinance Costs & Fees

A technical breakdown of the costs, lender fees, compliance obligations, and rate structures involved in refinancing an SMSF loan in Tasmania.

Image for How Property Valuations Affect SMSF Loan Refinancing

15th July 2026

How Property Valuations Affect SMSF Loan Refinancing

Changes in property value can limit your options when refinancing an existing SMSF loan, particularly if equity has dropped or the lender's assessment differs from your expectations.

Image for When to Refinance Your SMSF Loan & Why Timing Matters

13th July 2026

When to Refinance Your SMSF Loan & Why Timing Matters

Fixed rate expiry, revert rate triggers, and compliance changes that determine whether refinancing your SMSF loan makes sense right now.

Image for How to Refinance an SMSF Loan in Accumulation vs Pension Phase

9th July 2026

How to Refinance an SMSF Loan in Accumulation vs Pension Phase

The timing of your SMSF refinance matters more than most trustees realise, particularly when it intersects with a phase change or the residential ban.

Image for What are the Cash Flow Strategies for SMSF Loan Refinance

30th June 2026

What are the Cash Flow Strategies for SMSF Loan Refinance

How to structure refinancing and contributions to maintain liquidity, meet compliance requirements, and avoid cash flow errors that can jeopardise your fund.

SMSF Loans

Image for Smart ways to structure SMSF loans for industrial assets

22nd June 2026

Smart ways to structure SMSF loans for industrial assets

Industrial property through your self-managed super fund needs specific loan structuring, compliance oversight, and a clear understanding of what makes commercial LRBAs work in Queensland.

Image for Proven Tips to Purchase a House with Your SMSF

15th June 2026

Proven Tips to Purchase a House with Your SMSF

Buying residential property through your Self-Managed Super Fund requires structured finance and strict compliance, and the lending landscape has shifted considerably.

Image for Everything You Need to Know About SMSF Storage Facility Loans

11th June 2026

Everything You Need to Know About SMSF Storage Facility Loans

How to structure, fund, and comply with a Limited Recourse Borrowing Arrangement for a commercial storage property investment in Western Australia.

Image for Understanding the basics of SMSF property loans

3rd June 2026

Understanding the basics of SMSF property loans

How Limited Recourse Borrowing Arrangements work, what lenders now offer, and what compliance requirements apply when buying property through your fund

Image for When to Use SMSF Loans for Mixed-Use Properties

2nd June 2026

When to Use SMSF Loans for Mixed-Use Properties

Mixed-use properties in an SMSF require specific structuring and lender approval. What you need to know before purchasing through super.

Image for When to Use Super for an Investment Property Purchase

2nd June 2026

When to Use Super for an Investment Property Purchase

How a Limited Recourse Borrowing Arrangement works, what lenders actually require, and whether an SMSF property loan fits your structure.

Image for 10 Things to Know Before Buying an Apartment with SMSF

2nd June 2026

10 Things to Know Before Buying an Apartment with SMSF

Limited Recourse Borrowing Arrangements for apartments bring specific lender and compliance requirements that differ from buying houses through your super fund.

Image for When to Use SMSF Loans for Apartment Purchases

2nd June 2026

When to Use SMSF Loans for Apartment Purchases

How Limited Recourse Borrowing Arrangements work for residential property, what Western Australian apartment buyers need to know, and where the structure fits.

Recent Articles

Image for What Are SMSF Refinance Trust Deed & Compliance Rules

1st July 2026

What Are SMSF Refinance Trust Deed & Compliance Rules

Refinancing an SMSF loan in Hobart requires strict LRBA compliance, trust deed continuity, and adherence to ATO safe harbour rules.

Image for How to Buy Commercial Property With Your SMSF

17th June 2026

How to Buy Commercial Property With Your SMSF

A practical breakdown of Limited Recourse Borrowing Arrangements for commercial property, including compliance, structure, and the numbers that matter in Perth.

Image for Beginner's Guide to SMSF Loans for Apartments

8th June 2026

Beginner's Guide to SMSF Loans for Apartments

How to structure a Limited Recourse Borrowing Arrangement when your self-managed super fund is purchasing an apartment in Brisbane.

Ready to chat to one of our team?

Book Appointment

Level 7, Suite 7.01, 1 Castlereagh St, Sydney, NSW, 2000

SMSF Loans

Information

Powered by

SMSF Property Finance is a subsidiary of Macleay Financial Pty Ltd (ABN 84653555198). Credit Representative #534891 is authorised under Australian Credit Licence #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.